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Buying Process |
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GETTING STARTED
- Review and discuss homebuyer's decisions and preferences in regard to:
- Housing requirements vs. desires
- Preferred locations
- Type of housing (apartment, townhouse, detached house, etc.)
- Buying vs. renting
- Timeframe until occupancy
- Special concerns
- Sign Exclusive Buyer-Broker agreement if desired
- This agreement states an agent fully represents you as the buyer
- Discuss financial situation
- Provide references to lending institutions
- Analyze the various benefits of different mortgages, calculate loan amounts applicable to you, determine monthly payment most suitable to your situation
THE SEARCH
- Based on your desires, search the Multiple Listing Service (MLS) for houses that meet your specification
- Select properties for closest fit to your needs
- Guide you in visiting selected homes
- Provide extensive information, constant support and professional suggestions in order to allow you to make an informed decision when choosing your new home
- Use personal contacts to get leads on new listings
MAKING AN OFFER
- Discuss possibilities and determine fair price based on:
- comparison to other similar homes
- location, style and amenities
- days on market
- Assist you in structuring the offer
- Present offer consisting of:
- price and financial terms
- settlement date
- move-in date
- inspection (home and environmental)
- Assist in negotiations
AFTER OFFER IS ACCEPTED
- Keep you well informed with all that must be accomplished during the time between the contract and settlement
- Monitor the processing of your loan application
- Arrange appraisal by lending institution of your choice in order to ensure proper valuation
- Assist with utility notification to confirm service upon occupancy
- Arrange structural inspection, termite inspection, and any other additional inspections to ensure the property's condition
- Constant feed-back as to standings in all areas
SETTLEMENT
- Accompany you on the pre-settlement inspection to affirm that the house is in the same shape as when it was purchased; usually takes place around a day before settlement
- Accompany you at settlement when you sign loan papers and present check to cover settlement costs
- Provide advice until you are moved in
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SPECIALTY MARKETS
- New Construction
- Relocation
- Buyer Representative
- Seller Representative
- First Time Buyers
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